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Rideshare drivers do not have any special skill or training that qualifies them to transport passengers. Yet companies continue to put them onto the roads by the thousands because it means that they make more money. For rideshare companies like Wingz, they try to have the best of all worlds. They take a cut of all business that the rideshare driver does while claiming that the driver is not really their employee.
For injured rideshare passengers and people that are in accidents with drivers, this creates a difficult situation. They are left to deal with insurance companies who are trying to keep them from recovering fair value for their claims, sometimes not even knowing where to file the claim.
At the outset, we must tell those looking for justice directly from companies like Wingz after a rideshare accident that it probably will not happen. These companies almost always cannot be sued directly after a rideshare accident. They are legally creative by classifying their drivers as independent contractors. The company claims to be a middleman, merely providing a business and an app to link drivers and passengers.
In the meantime, thousands of drivers roam San Jose streets waiting until the time that they see a ride request. This is especially true during the evening rush hour when tech workers are getting off their jobs. They congregate in areas where they think there will be demand, making the city’s legendary traffic even worse. Meanwhile, they work double shifts or moonlight after jobs trying to earn extra money without extensive safety training. All the while, they are driving down unfamiliar streets trying to get passengers to their destinations.
Wingz promises a stress-free ride, claiming that traveling in one of their cars is like getting into a ride with one of your best friends. This is all part of their marketing angle. The reality is far different. Rideshare vehicles can be dangerous, as evidenced by the following:
The hard thing after a Wingz rideshare accident is getting to the bottom of what happened. There are four possible insurance companies that could be involved in a claim, depending on the nature of the accident. Ultimately, you need to establish who was at fault to know where to file the claim.
The good news is that Wingz does have to maintain a $1 million insurance policy, just like the other rideshare companies. That does not mean that you could get all $1 million in an accident. If you were a passenger and both you and another driver were hurt in an accident caused by a Wingz driver, you would both be making a claim against the same $1 million policy. Just because the insurance policy is there does not mean that it would automatically be used to pay the full extent of your injuries.
In addition, this insurance policy is not always in effect. For example, if you get into an accident when the driver is “deadheading,” or driving without a passenger, you may need to make a claim against the driver’s personal insurance or have a far lower level of coverage from the rideshare company. Then, you may need to draw on your underinsured motorist coverage.
These are just some of the rules. If this seems complicated, it’s because it is. The first thing that you need is a guide to the legal process. You may not even know what you are facing. This is where our lawyers can help you. Here are some quick rules about ridesharing crashes:
There is little to prepare the average person to handle their own insurance claim. The insurance companies welcome this because it means that they have a better chance of taking advantage of you. This is why you hire The Ride App Attorneys. We are your first line of defense against insurance company overreach.
Tenny Mirzayan is the best out there. She handled our car accident case, and destroyed the other side. Farmers Insurance offered us $0, and she got us deep into the six figures. She did not let us get pushed around. Thank you!!!
-Lyle T.
There are many ways that Wingz’s insurance company could try to take you for a ride. Insuring rideshare companies is very profitable, even though these insurance companies see daily claims. The less that they pay, the more they make. They are counting on some of their profits coming at the expense of your fair compensation.
Here are some of the tricks that insurance companies use on a daily basis to keep you from fully recovering:
To be clear, your compensation needs to pay you for what you have lost. This does not just include money that came out of your pocket, although that is a large part of your damages. Here is what you are legally entitled to as part of your claim:
You can count on there being a large difference of opinion between you and the insurance company over what your claim is worth. It happens with practically every claim. Here are some ways that the insurance company will try to minimize the value of your claim:
It is not in the insurance company’s interests to see the full extent of your pain. This is why you need someone who can present your story and argue your side of the case. If the insurance company is not paying you what you deserve, you need someone who could play hardball because that gets the message across.
In your Wingz accident case, this is what hardball means:
You never quite know what you are legally entitled to unless you get expert advice from an experienced lawyer. The insurance company knows what your claim is worth to the dollar, and they will use that knowledge to pay you as little as they can. Without a lawyer on your side, they may just get away with it.
The Ride App Attorneys are standing by, ready for your call, so we can go to work for you. We know how to handle insurance companies because it is what we do every single day. We will fight to protect your legal right to compensation and keep the insurance company honest when it comes to the amount of your check. Call us today at (888) 272-7408 to learn what we can do for you. Get legal help on your side before the insurance company has the time to start acting against your legal right to compensation.