Single-Vehicle Uber Accidents

Published on Jun 27, 2022 at 5:18 pm in Uber Accidents.

Uber is a great way to get around in the beautiful State of California – while leaving the stress and responsibility of driving, navigating through traffic, parking, and all the rest to the Uber driver. If, however, you are injured in a single-vehicle accident caused by your Uber driver’s negligence, you’re left to make the difficult journey toward recovery in the face of considerable physical, financial, and emotional pain on your own. If this is where you find yourself, reach out to an experienced Uber accident attorney for the professional legal guidance you need. 

How Uber Insurance Coverage Works

Uber drivers are contract workers who are not actually employees of the company. As such, their insurance coverage through the company is somewhat complicated. Consider the following:

• If the Uber driver has an Uber passenger or is on the way to pick one up, Uber’s comprehensive policy will cover any liability claims. 
• If the Uber driver is on the Uber app but is waiting to receive a passenger request, Uber’s comprehensive coverage only comes into play after the driver’s own liability coverage (which he or she is required to carry) is exhausted. 
• If the Uber driver is no longer on the app – even if it is just momentarily – Uber’s coverage is not involved, and the claim will proceed in the same way that any other car accident claim would.

If you are injured in a single-vehicle Uber accident, it means that the resulting personal injury claim will be filed with Uber’s insurance provider. 

Your Covered Losses

The losses (or legal damages) you suffer as a result of the Uber driver’s negligence can be immense, including all the following categories:

• Medical expenses that should include both current costs and those associated with your related ongoing healthcare needs
• Lost income predicated on lost hours on the job
• Physical and emotional pain and suffering that can lead to serious and ongoing social and personal challenges

An important aspect of your Uber accident claim is ensuring that each category of loss is carefully addressed – in its entirety – and this is something that your dedicated Uber accident attorney is well-positioned to help you with. 

The Uber Insurance Provider

It is important to keep in mind that, although Uber’s insurance provider is paid specifically to cover accident claims like yours, it is a profit-based enterprise that will engage in whatever practices it can to help keep your settlement as low as possible. Beware of practices such as the following:

• Making inadequate early settlement offers
• Denying claims outright
• Overly complicating the claims process
• Prolonging the claims process

It’s in your best interest to leave the insurance company in your Uber accident attorney’s capable hands. 

It’s Time to Consult with an Experienced Los Angeles Uber Accident Attorney

The savvy California Uber accident attorneys at Ride App Law Group, LLP, dedicate their impressive practice to skillfully defending the rights of Uber accident victims like you, and we’re standing by to help. For more information, please contact or call us at 888-CRASH08 today.